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Having never taken legal action before, I found Boyes Turner very helpful and diligent during my injury claim. When I moved to the USA during the case, they were still able to answer all of my concerns and keep me informed, giving me advice every step of the way. I would recommend Boyes Turner to anyone who is considering representation
Compensation payments for serious injury arising from road traffic accidents (RTAs) caused by negligent drivers are usually paid by the negligent driver’s insurer. These claims can be substantial, so to ensure that drivers who cause injury have the financial means to pay compensation to their victims, the law says that drivers of cars, motorbikes, and other motor vehicles must have ( at least ‘third party’) insurance.
After an RTA, it is standard practise for drivers to stop and exchange insurance details. A driver who is not insured or fails to stop and provide their details after causing an accident (often known as hit and run) is breaking the law. In those circumstances, where there is no defendant insurer, the Motor Insurers’ Bureau (MIB) provides the means for the injured person to recover compensation.
Strict time limits, reporting requirements and other rules apply to claims against the MIB.
Individuals can make a claim directly to the MIB but risk their claim being refused or their settlement being significantly undervalued, particularly in more complex claims or where the injuries are severe.
We strongly advise anyone who has suffered serious injury in an accident caused by a hit and run or uninsured driver to contact our experienced, personal injury claims specialists immediately for urgent advice. We will carry out the necessary steps to investigate, notify, gather additional evidence and negotiate your claim with the MIB on your behalf to ensure you receive the level of compensation you deserve.
Making your MIB claim through our specialist lawyers can significantly increase your prospects of success and the compensation you receive.
The Motor Insurers' Bureau was set up in 1946 to provide compensation for victims of road traffic accidents (RTAs) caused by uninsured and untraced (hit and run) drivers. MIB’s responsibility to handle claims and make compensation payments comes from The Uninsured Drivers' Agreements and The Untraced Drivers' Agreements, made with the government. MIB can only pay compensation in circumstances where compulsory motor insurance should have been in place, including where death, injury (and in some cases property damage) was caused by the use of a motor vehicle on a road or a public place.
Following injury in a road traffic accident, MIB helps:
Every company which underwrites motor insurance must be an MIB member. A proportion of every insured driver’s insurance premium goes towards funding the MIB. Since the MIB was created, it has paid out over £2 billion in claims to people who were entitled to compensation but could not claim in the usual way from the negligent driver’s insurer.
£250,000 compensation in a fatal claim against the MIB for the widow of a pedestrian who was killed by an untraced, hit-and-run driver.
Our client’s husband was knocked down by a car as he crossed the road one evening after he had been drinking with friends. Evidence suggested that the pedestrian crossing lights were red (against him) when he crossed. He suffered head injuries and died. The car didn’t stop and the driver was never traced. The compensation that our client received took into account a reduction of 40% for the deceased’s own contributory negligence.
Yes. The MIB’s Uninsured Drivers’ Agreements with the government means that the MIB provides (insurance) cover in situations where an identified but uninsured driver has caused an accident and injury to another motorist or pedestrian.
As long as the injured person who is making the claim has complied with the rules [see below], they are entitled to receive the same level of compensation that they would receive in a civil claim.
We strongly recommend that anyone who has suffered serious injury in a road accident caused by an uninsured driver contacts us immediately. Swift action and specialist legal representation will significantly increase your prospects of success and the amount of compensation.
Yes. The MIB’s Untraced Drivers’ Agreements with the government allows the MIB to pay compensation in situations where a driver who cannot be identified has caused an accident and injury to another motorist or pedestrian.
Road traffic accidents covered by the Untraced Drivers’ Agreements include:
As long as the injured person making the claim has complied with the rules [see below], they are entitled to receive an award from the MIB, equivalent to the compensation they would receive in a civil claim.
We strongly recommend that anyone who has been seriously injured in an RTA caused by a hit and run or untraceable driver contacts us immediately. Swift action and specialist legal representation will significantly increase your prospects of success and the amount of compensation.
We understand the many challenges faced by a seriously insured person and their family in the aftermath of an accident. However, if the accident was caused by an uninsured or untraced driver swift action must be taken to ensure you have complied with the MIB’s rules. Failure to do so could mean you lose your right to make a substantial compensation claim.
Our compassionate and experienced injury lawyers are here to help at this difficult time. We can advise you about your rights and what to expect, help you meet your obligations, and register your claim, gather important evidence and negotiate with the MIB on your behalf. Time limits apply, so we strongly recommend you contact us straight away.
MIB may reject your claim if you do not comply with the following obligations:
MIB will not accept claims caused entirely by the claimant’s own behaviour, including where:
The MIB will not pay compensation to an injured person who has already received compensation for the same injury from elsewhere.
We help make MIB compensation claims for people who have been seriously injured in road accidents which were the fault of another driver who was uninsured or cannot be traced. For help with RTA injury compensation claims against identified and insured drivers email the team.
We act for seriously injured clients in MIB claims arising from:
Compensation can be claimed by:
Each client’s compensation will depend on the nature and severity of their injury, its impact on their lives and cost of meeting their needs arising from any disability. Other factors, such as the client’s individual circumstances and whether they contributed to their own accident or injury, may also be taken into account in the value of the claim.
Depending on the injured client’s circumstances, their claim may include compensation for:
If you have suffered a serious injury as a result of somebody else’s negligence (breach of their duty of care), we may be able to help you make a claim for compensation.
Depending on the circumstances of your accident and the severity of your injury, we may also be able to help you claim compensation:
You can make a claim on behalf of:
The vast majority of our clients’ serious injury claims are settled without the need for a court hearing (trial). Our clients very rarely need to go to court.
Our personal injury specialists are highly experienced in investigating and assessing the strength of each client’s case. From the outset, and throughout the claim, we advise our clients clearly and honestly about their prospects of success.
Court proceedings are issued (started) in many cases but this does not mean that the case will end in a trial. There are many reasons why court proceedings might be issued:
We work hard to prove each client’s claim, based on evidence of the circumstances of their accident and the impact of their injury. We encourage cooperation with the defendant’s insurers and negotiate the best possible settlements for our clients. On the rare occasions when a claim cannot be settled without a court hearing, this will be because:
In the following circumstances, the law requires a judge to approve an out-of-court settlement, for the protection of those involved:
In these cases, the approval hearing will be a short hearing at which the lawyers for both parties explain the circumstances of the case and the settlement terms to the judge. In most cases our client will be expected to be in court during the hearing, accompanied and fully supported by members of our legal team.
The duration of a serious injury claim depends on the individual circumstances of the client’s case. Claims take less time to conclude if:
Claims are more complex and may take longer to resolve where:
Our nationally acclaimed serious injury specialists have helped hundreds of individuals and families whose lives have been devastated by accidents on the roads, at work, abroad or elsewhere. We understand the impact that a sudden, severe injury and its financial consequences can have on an individual and their family.
We work hard to secure cooperation with defendant insurers, to provide immediate needs assessments and timely funded rehabilitation for our clients to maximise their recovery in the all-important period immediately following an injury. Wherever possible we also secure interim payments to ease our clients’ financial hardship long before their claims have concluded.
By taking the time that is needed for the client’s rehabilitation and the careful assessment of their long-term needs, we can be confident that each client receives the full support and the compensation they deserve.
The amount of compensation that an injured person receives in a personal injury claim depends on a number of individual factors:
Depending on the client’s injury and the way it affects their life, their claim may include compensation for:
Compensation is carefully structured to make the best provision for the injured person’s needs. There are rules protecting compensation for children or adults who lack mental capacity. Compensation may be paid in one or more of the following ways:
An interim payment is a part-payment of compensation which is paid to the injured person, in advance, whilst the claim is ongoing. We can usually secure an interim payment from the defendant’s insurer where they have admitted liability (accepted fault) for our client’s injury.
We use interim payments to help the injured person and their family, who may be suffering financial hardship as a result of the injury. Where insurers are not willing to provide Rehabilitation Code funding, we sometimes obtain interim payments to ensure that our client receives the rehabilitation, case management and therapies that they need straight away.
Interim payments may be used to meet any genuine need, but it is important that the injured person and their family understand that the sums that they have already received as interim payments are deducted from their final compensation at the end of the claim.
Depending on the client’s injury, an interim payment may help meet their needs for:
By understanding and targeting provision for our clients’ rehabilitation and other essential needs early in the claims process, we help restore our clients’ mobility, independence and ability to participate fully in family and social life, long before the claim has concluded.
If you, or someone in your family has been seriously injured in an accident that was somebody else’s fault, you may be entitled to make a claim. If this feels daunting, alongside everything else that you are coping with in the aftermath of an accident, it may help to remember that:
The easiest way to get started is to talk to one of our friendly, experienced solicitors. You can talk to us free and confidentially about your potential claim, with no obligation, by contacting us here.
If you decide that you want to go ahead with making a claim, we will gather as much evidence as we can to support your claim. This evidence may include:
We will also contact the defendant and their insurers to begin working towards meeting your immediate needs and settlement of the claim.
It costs nothing to talk to us to find out about making a claim. Our initial advice is free.
When you first contact us we advise you whether we can help you make a claim. We discuss how your claim will be funded, and advise, fully and clearly, how that works and what it will mean for you.
We offer a range of funding options, but the majority of our clients’ claims are handled on a conditional fee agreement (CFA) basis, often known as ‘no win no fee’. This means that there is nothing to pay at the outset or until the claim is settled and you receive compensation. If you win your claim, the defendant’s insurer makes a contribution towards your legal costs. You pay nothing if your claim does not succeed.
Our personal injury lawyers are specialists in catastrophic and severe injury compensation claims. Our clients have often suffered life-changing injury resulting in permanent disability. Our aim is to assist their recovery by securing funded rehabilitation whilst supporting them in adjusting to the changes to their lives and securing compensation to meet their needs in the future.
Our clients usually have suffered one or more of the following:
A personal injury is an injury to the body. Sometimes the physical injury or the circumstances in which that injury was suffered also leads to a psychiatric or psychological injury.
When someone is injured as a result of another person or organisation’s breach of their duty of care (negligence), the injured person may be entitled to claim compensation for their injury and its financial consequences. The claim for compensation is made against the person or organisation that was responsible for the injury and is usually met by their insurer. The legal process of claiming compensation for injuries that are caused by negligence is known as a personal injury claim.
Boyes Turner’s personal injury team specialise in claims involving severe or catastrophic injury. Most of our clients have been injured in road traffic accidents (RTAs) and accidents at work.
For compensation claims relating to injuries which occurred in England or Wales the general rule is that court proceedings must be issued (formally started) within three years of the date of the injury. In most cases, before a claim can be issued work must be carried out to investigate the claim, notify the defendant and the insurance company against whom the claim is being made and obtain a medical report to support the claim. The sooner you contact us after an injury has occurred, the sooner we can begin to help you, and the better we can investigate and prepare your claim.
Longer time limits apply to children whose three-year time period only begins to run from the age of 18, meaning that their time limit expires when they reach the age of 21. As with adults, however, the sooner you contact us after your child’s serious injury, the sooner we can start helping the child and obtain financial help via the claim.
Time limits do not apply for those who lack mental capacity. Where an injured person’s mental capacity is uncertain, we work closely with our Court of Protection team to determine whether our client has capacity to bring their own claim. As with other claims, it is always advisable to contact us as soon as possible after the injury, to ensure that evidence can be preserved, rehabilitation started (where needed) and financial help secured via the claim.
In exceptional circumstances the court may extend the time limit (or limitation deadline).
Where the claimant could not have known that an injury had occurred until after the deadline for making the claim, the deadline is three years from the ‘date of knowledge’ (when the claimant first knew that they had suffered an injury). Asbestos-related disease claims, where symptoms of disease first appear decades after the exposure to asbestos, usually have limitation deadlines based on the ‘date of knowledge’.
If the injury occurred in an accident abroad, the law of the country where the accident happened will determine the time limit for making a claim. These time limits vary from country to country and can be much shorter than the deadlines in England and Wales. If you have suffered a serious injury that was not your fault whilst working, travelling, studying or on holiday abroad, you should contact us for advice straight away.
Our teams have been nationally recognised over the past decade for their dedication and commitment to securing maximum compensation for our clients
Our clients constantly recognize us as the most experienced, professional, efficient and supportive
“Thanks for everything. It’s been very nice to be able to put it all behind us and try to move forward. I cannot thank you and Boyes Turner for all you have done for me. It goes without saying I would always recommend Boyes Turner. I couldn’t have done it without your support.”
Thank you for all your hard work on behalf of myself and my family. You were recommended to us by a close friend back in 2017 and I will certainly recommend you again. You’ve been amazing and very reassuring considering how complicated I made things at times. It’s been one of the hardest times of my life but I was glad I had you on the end of the phone. It’s a surreal feeling now it’s all over but very relieved you got us the best outcome and I can’t thank you enough.
Through my dealings with Claire as my representative in a personal injury claim, I have been extremely grateful for her professionalism and attention to detail.
I believe going above and beyond to help accommodate my needs and explain everything in a way that I could understand. Working around timing for video calls and zoom meetings with myself and my mum, often on weekends and evenings. We always knew she was just a phone call away to answer any questions we had and if she didn’t have the answer then it would be found out for us. Once the claim was settled, she has still offered her support and provided contacts to do with my injury fund and further surgery I need.
Claire was very much the lynchpin in achieving settlement of a complex case. From the outset Claire ensured steps were taken to manage both rehabilitation and legal/case requirements in the correct sequence; this included the early appointment of a case manager.
In addition Claire has been a great support throughout a very emotional and difficult period in our lives.
After being involved in a Road Accident I enlisted the services of Boyes Turner to help settle our compensation claim for damages and ongoing injuries that I incurred as a result. I cannot recommend them highly enough. Their ongoing support throughout an extremely stressful ordeal was second to none. I suffered multiple injuries and they organised all my ongoing medical needs both physically and mentally, to help aid my recovery and rehabilitation. They managed my case with the utmost professionalism, concluding it satisfactorily so that I can move forward with my life and recovery. Thank you to Claire and her team for their amazing ongoing support and work with handling my case, in a time of great stress and uncertainty. Thank you so much for all you have done for me and my family.
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