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Compensation payments for serious injury arising from road traffic accidents (RTAs) caused by negligent drivers are usually paid by the negligent driver’s insurer. These claims can be substantial, so to ensure that drivers who cause injury have the financial means to pay compensation to their victims, the law says that drivers of cars, motorbikes, and other motor vehicles must have ( at least ‘third party’) insurance.

What are claims against uninsured drivers?

After an RTA, it is standard practise for drivers to stop and exchange insurance details. A driver who is not insured or fails to stop and provide their details after causing an accident (often known as hit and run) is breaking the law. In those circumstances, where there is no defendant insurer, the Motor Insurers’ Bureau (MIB) provides the means for the injured person to recover compensation.

Strict time limits, reporting requirements and other rules apply to claims against the MIB.

Individuals can make a claim directly to the MIB but risk their claim being refused or their settlement being significantly undervalued, particularly in more complex claims or where the injuries are severe.

Starting your uninsured driver claim

We strongly advise anyone who has suffered serious injury in an accident caused by a hit and run or uninsured driver to contact our experienced, personal injury claims specialists immediately for urgent advice. We will carry out the necessary steps to investigate, notify, gather additional evidence and negotiate your claim with the MIB on your behalf to ensure you receive the level of compensation you deserve.

Making your MIB claim through our specialist lawyers can significantly increase your prospects of success and the compensation you receive.

Claim against uninsured drivers frequently asked questions

What is the Motor Insurers' Bureau (MIB)?

The Motor Insurers' Bureau was set up in 1946 to provide compensation for victims of road traffic accidents (RTAs) caused by uninsured and untraced (hit and run) drivers.

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Can I claim compensation for injuries from a road accident caused by an uninsured driver?

Yes. The MIB’s Uninsured Drivers’ Agreements with the government means that the MIB provides (insurance) cover in situations where an identified but uninsured driver has caused an accident and injury to another motorist or pedestrian.

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Can I claim compensation for injuries from a road accident caused by an untraced (hit and run) driver?

Yes. The MIB’s Untraced Drivers’ Agreements with the government allows the MIB to pay compensation in situations where a driver who cannot be identified has caused an accident and injury to another motorist or pedestrian.

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What are my obligations when making an MIB claim?

Our compassionate and experienced injury lawyers are here to help at this difficult time. We can advise you about your rights and what to expect, help you meet your obligations, and register your claim, gather important evidence and negotiate with the MIB on your behalf. Time limits apply, so we strongly recommend you contact us straight away.

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Who can make an MIB compensation claim?

We help make MIB compensation claims for people who have been seriously injured in road accidents which were the fault of another driver who was uninsured or cannot be traced.

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What compensation can I get for my injuries from an MIB injury claim?

Each client’s compensation will depend on the nature and severity of their injury, its impact on their lives and cost of meeting their needs arising from any disability. Other factors, such as the client’s individual circumstances and whether they contributed to their own accident or injury, may also be taken into account in the value of the claim.

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Meet your specialist team

Our specialist Claim against uninsured drivers team are considered leaders in the field and have a significant amount of expertise.
Kim Milan

Kim Milan

Senior Partner

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Claire Roantree


Martin Anderson

Martin Anderson

Associate Solicitor

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Oliver Dugdale


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Beth Hatton


Kim Milan
Claire Roantree headshots
Martin Anderson
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Beth Hatton headshoot

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Our medical negligence and personal injury teams have been nationally recognised for over 20 years because of their expertise, empathy and commitment to securing maximum compensation for our clients.

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What our clients say


Kim at Boyes Turner was recommended to me after I had received ineffective service from another company. From the outset, Kim has been professional, reassuring and supportive. I have always had faith in her ability to get the best outcome, not only financially, but also in helping my rehabilitation from a traumatic brain injury. She is friendly and empathetic, with unquestionable professional integrity. She was quick to grasp the important issues in my case, was meticulous in her investigating the details and analysing them, realistic in what the outcomes were likely to be and achieved a successful outcome.

I would not hesitate in recommending her and Boyes Turner.

Boyes Turner Client

"Amazing people"

Almost 5 years ago my sons suffered a life changing brain injury accident. A new life for everyone, so many unknowns so many difficult decisions. I met Claire and the team shortly after the accident. So many questions answered but more than that, amazing lovely people. Claire has been guiding me and the family throughout this ordeal with such compassion, there every time I needed her we couldn’t of asked for a nicer person. I have met many others with in Boyes Turner and all have been genuine lovely people, I’m now working with Ruth and Lindsay from the court of protection. Again, I can't say enough about them amazing lovely people. They truly do won't the best for my son and they did and continue to do so.

Barry Williams

"Personal Injury Claim"

Claire is exceptionally knowledgeable in the personal injury legal domain, especially in the specific area of my injury. From our very first conversation, she was clear in explaining the potential different routes that the process could take and provided me with expectations of what I could expect along the journey.

She ensured that all bases were covered, organising meetings, discussions and necessary specialist appointments, in order to bring together the case and take it forward. Claire was then able to use her extensive pool of contacts, to appoint an "area leading" barrister, to represent me.

Overall, I was very pleased with appointing Claire and Boyes Turner to act as my solicitor for the legal claim that I pursued. Thank you for all of your support.

Boyes Turner Client

"Boyes turner workplace injury claim"

I approached Claire Roantree of Boyes Turner in regards to making a claim about a workplace burns injury. It was something that had scarred me physically and mentally and taken a huge toll on the lives of me and my family. Claire wasted no time in finding out what happened and made sure I was treated by known experts and quickly finding an answer to my burns scarring and how I could be treated to help manage my pain. Claire also helped me by appointing a psychiatrist to understand my situation and help me cope with post traumatic stress disorder. As well as taking as much stress of the claim away, she was thorough in every situation, making sure I had the best possible claim, and handled it all expertly, I am so very grateful to her and her team. They have helped guide my life back into a positive direction and I can't thank her enough!

Boyes Turner Client

"Personal Injury claim"

Excellent service from Claire and her team at all times. We were kept up to date at each stage of our claim. The outcome was much better than we expected and we would not hesitate to recommend Boyes Turner to family and friends.

Boyes Turner Client
Rated Excellent 4.8/5