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Compensation payments for serious injury arising from road traffic accidents (RTAs) caused by negligent drivers are usually paid by the negligent driver’s insurer. These claims can be substantial, so to ensure that drivers who cause injury have the financial means to pay compensation to their victims, the law says that drivers of cars, motorbikes, and other motor vehicles must have ( at least ‘third party’) insurance.
After an RTA, it is standard practise for drivers to stop and exchange insurance details. A driver who is not insured or fails to stop and provide their details after causing an accident (often known as hit and run) is breaking the law. In those circumstances, where there is no defendant insurer, the Motor Insurers’ Bureau (MIB) provides the means for the injured person to recover compensation.
Strict time limits, reporting requirements and other rules apply to claims against the MIB.
Individuals can make a claim directly to the MIB but risk their claim being refused or their settlement being significantly undervalued, particularly in more complex claims or where the injuries are severe.
We strongly advise anyone who has suffered serious injury in an accident caused by a hit and run or uninsured driver to contact our experienced, personal injury claims specialists immediately for urgent advice. We will carry out the necessary steps to investigate, notify, gather additional evidence and negotiate your claim with the MIB on your behalf to ensure you receive the level of compensation you deserve.
Making your MIB claim through our specialist lawyers can significantly increase your prospects of success and the compensation you receive.
Call our specialist legal teams Monday - Friday, 9:00 - 17.30 for free, no obligation advice.
Complete our simple form to start your claim and get a call back back from our expert legal team.
The Motor Insurers' Bureau was set up in 1946 to provide compensation for victims of road traffic accidents (RTAs) caused by uninsured and untraced (hit and run) drivers.
MIB’s responsibility to handle claims and make compensation payments comes from The Uninsured Drivers' Agreements and The Untraced Drivers' Agreements, made with the government. MIB can only pay compensation in circumstances where compulsory motor insurance should have been in place, including where death, injury (and in some cases property damage) was caused by the use of a motor vehicle on a road or a public place.
Following injury in a road traffic accident, MIB helps:
Every company which underwrites motor insurance must be an MIB member. A proportion of every insured driver’s insurance premium goes towards funding the MIB. Since the MIB was created, it has paid out over £2 billion in claims to people who were entitled to compensation but could not claim in the usual way from the negligent driver’s insurer.
Yes. The MIB’s Uninsured Drivers’ Agreements with the government means that the MIB provides (insurance) cover in situations where an identified but uninsured driver has caused an accident and injury to another motorist or pedestrian.
As long as the injured person who is making the claim has complied with the rules [see below], they are entitled to receive the same level of compensation that they would receive in a civil claim.
We strongly recommend that anyone who has suffered serious injury in a road accident caused by an uninsured driver contacts us immediately. Swift action and specialist legal representation will significantly increase your prospects of success and the amount of compensation.
Yes. The MIB’s Untraced Drivers’ Agreements with the government allows the MIB to pay compensation in situations where a driver who cannot be identified has caused an accident and injury to another motorist or pedestrian.
Road traffic accidents covered by the Untraced Drivers’ Agreements include:
AND
As long as the injured person making the claim has complied with the rules [see below], they are entitled to receive an award from the MIB, equivalent to the compensation they would receive in a civil claim.
We strongly recommend that anyone who has been seriously injured in an RTA caused by a hit and run or untraceable driver contacts us immediately. Swift action and specialist legal representation will significantly increase your prospects of success and the amount of compensation.
Our compassionate and experienced injury lawyers are here to help at this difficult time. We can advise you about your rights and what to expect, help you meet your obligations, and register your claim, gather important evidence and negotiate with the MIB on your behalf. Time limits apply, so we strongly recommend you contact us straight away.
We understand the many challenges faced by a seriously insured person and their family in the aftermath of an accident. However, if the accident was caused by an uninsured or untraced driver swift action must be taken to ensure you have complied with the MIB’s rules. Failure to do so could mean you lose your right to make a substantial compensation claim.
MIB may reject your claim if you do not comply with the following obligations:
MIB will not accept claims caused entirely by the claimant’s own behaviour, including where:
The MIB will not pay compensation to an injured person who has already received compensation for the same injury from elsewhere.
We help make MIB compensation claims for people who have been seriously injured in road accidents which were the fault of another driver who was uninsured or cannot be traced.
For help with RTA injury compensation claims against identified and insured drivers email the team.
We act for seriously injured clients in MIB claims arising from:
Compensation can be claimed by:
Each client’s compensation will depend on the nature and severity of their injury, its impact on their lives and cost of meeting their needs arising from any disability. Other factors, such as the client’s individual circumstances and whether they contributed to their own accident or injury, may also be taken into account in the value of the claim.
Depending on the injured client’s circumstances, their claim may include compensation for:
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A personal injury is an injury to the body. Sometimes the physical injury or the circumstances in which that injury was suffered also leads to a psychiatric or psychological injury.
When someone is injured as a result of another person or organisation’s breach of their duty of care (negligence), the injured person may be entitled to claim compensation for their injury and its financial consequences. The claim for compensation is made against the person or organisation that was responsible for the injury and is usually met by their insurer. The legal process of claiming compensation for injuries that are caused by negligence is known as a personal injury claim.
Boyes Turner’s personal injury team specialise in claims involving severe or catastrophic injury. Most of our clients have been injured in road traffic accidents (RTAs) and accidents at work.
For compensation claims relating to injuries which occurred in England or Wales the general rule is that court proceedings must be issued (formally started) within three years of the date of the injury. In most cases, before a claim can be issued work must be carried out to investigate the claim, notify the defendant and the insurance company against whom the claim is being made and obtain a medical report to support the claim. The sooner you contact us after an injury has occurred, the sooner we can begin to help you, and the better we can investigate and prepare your claim.
Longer time limits apply to children whose three-year time period only begins to run from the age of 18, meaning that their time limit expires when they reach the age of 21.
Time limits do not apply for those who lack mental capacity. Where an injured person’s mental capacity is uncertain, we work closely with our Court of Protection team to determine whether our client has capacity to bring their own claim. As with other claims, it is always advisable to contact us as soon as possible after the injury, to ensure that evidence can be preserved, rehabilitation started (where needed) and financial help secured via the claim.
In exceptional circumstances, the court may extend the time limit (or limitation deadline) for those including:
You can make a personal injury claim for:
Court proceedings are issued (started) in many cases but this does not mean that the case will end in a trial. There are many reasons why court proceedings might be issued:
The duration of a serious injury claim depends on the individual circumstances of the client’s case. Claims take less time to conclude if:
Claims are more complex and may take longer to resolve where:
We work hard to secure cooperation with defendant insurers, to provide immediate needs assessments and timely funded rehabilitation for our clients to maximise their recovery in the all-important period immediately following an injury. Wherever possible, we also secure interim payments to ease our clients’ financial hardship long before their claims have concluded.
By taking the time that is needed for the client’s rehabilitation and the careful assessment of their long-term needs, we can be confident that each client receives the full support and the compensation they deserve.
Compensation is carefully structured to make the best provision for the injured person’s needs. There are rules protecting compensation for children or adults who lack mental capacity. Compensation may be paid in one or more of the following ways:
If you, or someone in your family has been seriously injured in an accident that was somebody else’s fault, you may be entitled to make a claim. If this feels daunting, alongside everything else that you are coping with in the aftermath of an accident, it may help to remember that:
If you decide that you want to go ahead with making a claim, we will gather as much evidence as we can to support your claim. This evidence may include:
We will also contact the defendant and their insurers to begin working towards meeting your immediate needs and settlement of the claim.
Our personal injury lawyers are specialists in catastrophic and severe injury compensation claims. Our clients have often suffered life-changing injury resulting in permanent disability, and we aim to assist their recovery by securing funded rehabilitation, whilst supporting them in adjusting to the changes to their lives and securing compensation to meet their needs in the future.
Our clients usually have suffered one or more of the following:
If you have suffered a serious injury as a result of somebody else’s negligence (breach of their duty of care), we may be able to help you make a claim for compensation.
Depending on the circumstances of your accident and the severity of your injury, we may also be able to help you claim compensation:
The vast majority of our clients’ serious injury claims are settled without the need for a court hearing (trial). Our clients very rarely need to go to court.
Our personal injury specialists are highly experienced in investigating and assessing the strength of each client’s case. From the outset, and throughout the claim, we advise our clients clearly and honestly about their prospects of success.
We work hard to prove each client’s claim, based on evidence of the circumstances of their accident and the impact of their injury. We encourage cooperation with the defendant’s insurers and negotiate the best possible settlements for our clients. On the rare occasions when a claim cannot be settled without a court hearing, this will be because:
In the following circumstances, the law requires a judge to approve an out-of-court settlement, for the protection of those involved:
In these cases, the approval hearing will be a short hearing at which the lawyers for both parties explain the circumstances of the case and the settlement terms to the judge. In most cases, our client will be expected to be in court during the hearing, accompanied and fully supported by members of our legal team.
The amount of compensation that an injured person receives in a personal injury claim depends on a number of individual factors:
Depending on the client’s injury and the way it affects their life, their claim may include compensation for:
An interim payment is a part-payment of compensation which is paid to the injured person, in advance, whilst the claim is ongoing. We can usually secure an interim payment from the defendant’s insurer where they have admitted liability (accepted fault) for our client’s injury.
We use interim payments to help the injured person and their family, who may be suffering financial hardship as a result of the injury. Where insurers are not willing to provide Rehabilitation Code funding, we sometimes obtain interim payments to ensure that our client receives the rehabilitation, case management and therapies that they need straight away.
Interim payments may be used to meet any genuine need, but it is important that the injured person and their family understand that the sums that they have already received as interim payments are deducted from their final compensation at the end of the claim.
Depending on the client’s injury, an interim payment may help meet their needs for:
By understanding and targeting provision for our clients’ rehabilitation and other essential needs early in the claims process, we help restore our clients’ mobility, independence and ability to participate fully in family and social life, long before the claim has concluded.
When claiming for compensation, Boyes Turner will help you gain:
The easiest way to get started is to talk to one of our friendly, experienced solicitors. You can talk to us free and confidentially about your potential claim, with no obligation, by contacting us by email.
It costs nothing to talk to us to find out about making a claim. Our initial advice is free.
When you first contact us, we advise you whether we can help you make a claim. We discuss how your claim will be funded, and advise, fully and clearly, how that works and what it will mean for you.
We offer a range of funding options, but the majority of our clients’ claims are handled on a conditional fee agreement (CFA) basis, often known as ‘no win no fee’. This means that there is nothing to pay at the outset or until the claim is settled, and you receive compensation. If you win your claim, the defendant’s insurer makes a contribution towards your legal costs. You pay nothing if your claim does not succeed.
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Our medical negligence and personal injury teams have been nationally recognised for over 20 years because of their expertise, empathy and commitment to securing maximum compensation for our clients.
Almost 5 years ago my sons suffered a life changing brain injury accident. A new life for everyone, so many unknowns so many difficult decisions. I met Claire and the team shortly after the accident. So many questions answered but more than that, amazing lovely people. Claire has been guiding me and the family throughout this ordeal with such compassion, there every time I needed her we couldn’t of asked for a nicer person. I have met many others with in Boyes Turner and all have been genuine lovely people, I’m now working with Ruth and Lindsay from the court of protection. Again, I can't say enough about them amazing lovely people. They truly do won't the best for my son and they did and continue to do so.
Claire is exceptionally knowledgeable in the personal injury legal domain, especially in the specific area of my injury. From our very first conversation, she was clear in explaining the potential different routes that the process could take and provided me with expectations of what I could expect along the journey. She ensured that all bases were covered, organising meetings, discussions and necessary specialist appointments, in order to bring together the case and take it forward. Claire was then able to use her extensive pool of contacts, to appoint an "area leading" barrister, to represent me. Overall, I was very pleased with appointing Claire and Boyes Turner to act as my solicitor for the legal claim that I pursued. Thank you for all of your support.
I approached Claire Roantree of Boyes Turner in regards to making a claim about a workplace burns injury. It was something that had scarred me physically and mentally and taken a huge toll on the lives of me and my family. Claire wasted no time in finding out what happened and made sure I was treated by known experts and quickly finding an answer to my burns scarring and how I could be treated to help manage my pain. Claire also helped me by appointing a psychiatrist to understand my situation and help me cope with post traumatic stress disorder. As well as taking as much stress of the claim away, she was thorough in every situation, making sure I had the best possible claim, and handled it all expertly, I am so very grateful to her and her team. They have helped guide my life back into a positive direction and I can't thank her enough!
Excellent service from Claire and her team at all times. We were kept up to date at each stage of our claim. The outcome was much better than we expected and we would not hesitate to recommend Boyes Turner to family and friends.
Kim handled my personal injury claim after a car accident with immeasurable expertise and compassion. Boyes Turner arranged every part of my private rehabilitation, which greatly improved the speed and quality of my recovery. Each stage of the litigation process was dealt with efficiently and succinctly. This was then always explained without using unclear legal jargon. On both health and financial levels, I would be in a far worse position without Kim’s invaluable input. I cannot recommend this firm enough.